Benefits of Inventory Guardian’s Home Protection Program

• Maximize your insurance benefits by providing irrefutable documentation
• Aid in recovery of your stolen items
• Peace of mind knowing you are protected
• Yearly renewal notice provided to renew your subscription also reminds you to update the documentation of your possessions
• Web based so it won’t get destroyed in a fire, flood, tornado, hurricane or other natural disaster
• Don’t have to worry about keeping and finding a key to a firebox, or safe deposit box
• You will not have to rely on your memory when disaster strikes
• When it’s time to renew your subscription you will know you need to update your documentation of your possessions

CAUSES OF HOMEOWNERS INSURANCE LOSSES

In 2006, about 5 percent of insured homes had a claim, according to ISO. About 94 percent of those claims were for property damage, including theft.

Tornadoes and related weather events caused an average of $4.9 billion in property/casualty claims each year from 2001 to 2007.		Burglary Facts and Statistics... The average dollar loss per burglary is $1,725. Approximately, 65.8 percent were of residential structures A burglary takes place in the U.S. every 14.6 seconds
Earthquakes: In 1989 the San Francisco Loma Prieta Earthquake caused an estimated $7 million dollars if that same quake hit today it would cost $11.7 Million Dollars in damages. In 1994 the Northridge, CA Earthquake caused $13 to $20 million dollars and if that same quake struck today it would be $18 to $20 million dollars.		ISO's Property Claim Services report an average claim loss of $12,515 for personal residential claims and $84,953 for Commercial Claims Due to Hurricanes.
		Statistics Courtesy of: The Uniform Crime Reporting (UCR) Program Insurance Information Institute The ISO
The average Flood Damage Claim by homeowners in 2007 was $24,579

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